A SEAT ON THE BOARD REQUIRES OUR DIRECTORS & OFFICERS LIABILITY INSURANCE

From the gated communities of Southern California to the exclusive high-rise cooperatives in New York and the beach enclaves of Florida and beyond, Kevin Davis Insurance Services (KDIS) is here to protect directors, officers, trustees, employees, volunteers, and committee members as well as the community associations themselves from the various management liability exposures they face. These exposures include everything from breach of fiduciary duty, breach of contract, non-employment discrimination, employment practices liability, and wrongful foreclosure. To respond to these and other exposures, KDIS provides a unique Directors & Officers (D&O) Liability insurance policy with some of the best enhancements available in the market today.

Our flagship D&O insurance protects you as well as your association from claims as a result of a wrongful act against any insured under the policy.

Our D&O Coverage Highlights

Protects directors, officers, trustees, employees, volunteers and committee members, as well as the community association with a broad definition of (claim)
Includes a “duty to defend” feature that provides legal defense for allegations of wrongful acts
Provides coverage for monetary and non-monetary claims
Covers punitive and exemplary damages where insurable under applicable law
Covers lawsuits and allegations involving wrongful termination, discrimination, and general breach of fiduciary duty
Provides coverage for the independent community management company
Includes coverage for the builder/developer while acting as a member of the Board

It’s important for insurance agents and brokers to have a clear understanding of the type of challenges community associations and their board members face. Leading community association insurance specialists KDIS can help educate you and your clients on their risks as well as review how our D&O insurance is designed to respond in the event of a loss.

Insure Your Clients with Us, Download Our D&O Applications

Visit our applications page here.

Tailored Solutions to Fit Your Client’s Risks

Over 40,000 community associations have trusted us with their coverage needs. Contact the specialists at KDIS to provide you with a proposal for your client’s insurance program.